Business Savings Options

M&M Bank knows that you have worked hard for your money, and we want to help you make it grow. 

Business Money Market Account

M&M Bank’s Money Market accounts earn a higher rate of interest that is tiered based on the amount of money on deposit.  Some restrictions apply; please ask your banker for more details.

  • Account provides a liquid investment that pays market rates
  • Limited check writing is allowed
  • Account is FDIC insured if under FDIC maximums
  • No monthly service fee, if the required minimum balance of $1,000 is maintained.*
  • Convenient Monthly Statements
  • 24 hour online banking information access

M&M Bank's FDIC Insured Money Market Accounts can help your money grow offering high yields, low costs, and flexibility.


Commercial Sweep Account

Commercial Sweep Accounts are designed for high balance and high volume commercial checking accounts and allow the owner to receive interest on excess collected balances.  

How it works:

M&M Bank’s Commercial Sweep Accounts operate by establishing a target balance for your checking account.  On a daily basis, collected balances above that target are automatically swept into your repurchase agreement investment.  Funds are swept out of the Commercial Sweep Account to maintain the required balance if the account falls below the target.

Earnings are credited to your account daily.

How your company benefits:

  • Fully automated sweeps eliminates missed investment opportunities.
  • Eliminates the time-consuming responsibilities of managing and timing transfers of idle cash between your checking and investment accounts.
  • Excess checking account balances work for you, earning interest, instead of sitting idle in your checking account.

What more should I know?

  • Investments in securities, annuities and insurance are not insured by the FDIC or any federal government agency;
  • Investments may lose value;
  • Investments are not a deposit or other obligation of, or guaranteed by, any bank or affiliate;
  • Investments are subject to investment risks, including possible loss of the principal amount invested.

Ask your business banker for more information.


Certificates of Deposit

M&M Bank’s Certificates of Deposit (CDs) are FDIC-insured and offer a wide range of term options and competitive rates. In addition, M&M Bank is a member of the CDARS network, allowing the bank to multiply exponentially the available FDIC insurance coverage for our Certificate of Deposit customers.

For more information on the Bank’s CDs or CDARs program, click here.

* If balance is not maintained, a $10 per month fee is charged.

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Travelling Internationally?

For uninterrupted service, please call us at 815-740-3280 or stop into your local branch if you plan to use your credit or debit card when traveling internationally.

Contact Us

For more information give us a call (630) 575-9700 or contact us.