Additional Features

Overdraft Protection

Now you can have peace of mind with an automatic withdrawal of funds from a linked M&M Bank savings account whenever you have insufficient funds in your M&M Bank checking account. Money can be automatically swept from your savings account to your personal checking account to prevent returned checks.

  • There is no charge to link to your savings account
  • Funds are advanced to your checking account in increments of $100
  • You can review your overdraft transactions through M&M Bank Online Banking
  • A small convenience fee applies for each transaction.

Direct Deposit

Direct deposit is a safe and secure way to have your money deposited into your checking or savings account. Your deposit is electronically deposited into your account on an agreed upon date saving you the time of cashing a check yourself. It's that simple.

Debit Cards

M&M Bank offers MasterMoney(R) Debit Cards issued through the MasterCard(R) network. Discover the simplicity of accessing your checking account at millions of merchants worldwide without having to write a check.


Another quick and simple way to access your accounts. Simply call (866) 740-4662 to access your account balance; transfer funds between your M&M Bank account; get a list of recent transactions; and much more.

Safe Deposit Boxes

Safe Deposit Box rental is available at our Channon Drive (Channahon) and Cass Street (Joliet) locations. A variety of box sizes are available for your needs.

If you have any questions, please give us a call at (815) 467-4386, visit one of our convenient branch locations or contact us.


Lost or Stolen Debit Card

If your debit card has been lost, stolen, or used without your authorization, please contact us immediately.

Briggs Street

Cass Street



Outside of normal banking hours, contact 800-554-8969.

Travelling Internationally?

For uninterrupted service, please call us at 815-740-3280 or stop into your local branch if you plan to use your credit or debit card when traveling internationally.