Certificates of Deposit

Investing and saving for your future is important. One option that allows for both flexibility and security with competitive rates of return are Certificates of Deposit. CDs are perfect if you have a time-specific savings need or if you just want to diversify the overall risk in your portfolio.

M&M Bank's Certificates of Deposit (CDs) are FDIC-insured1 with a wide range of term options and competitive rates.

Competitive Rates

Earn a competitive rate of interest. Click here to view rates.

Interest Payment Method And Frequency Of Choice

Interest can be paid monthly, quarterly, semi-annually or annually. You may also elect to have interest paid at maturity for CDs with terms of one year or less.

Flexibility In Term And Maturity Date

Set the term and maturity date according to your needs, from the minimum (3 months) up to the maximum available maturity (5 years). Whether you need these funds for a future real estate closing, a college tuition payment, a future investment opportunity or any other situation, you can rest assured that the funds will be there when you need them.

For additional information about M&M Bank's customized CDs, please call us at (815) 467-4386, visit one of our convenient locations or contact us.


 1 Enjoy the security and peace-of-mind of knowing that your deposits are insured up to $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC).Products, terms and conditions subject to change. Subject to penalty for early withdrawal.  Fees may reduce earnings.  

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