Savings and Money Market Accounts

M&M Bank has been a corporate citizen in our communities for more than 40 years. Our savings accounts are designed to help you manage your finances and achieve your financial goals. We understand that saving is important, and we reward our customers with a competitive rate.

Our Premier Savings Account consistently pays more than twice the market average. We offer a number of savings solutions and are confident that you will find an option that works best for you.

View Personal Savings Deposit Rates

 Regular Savings(1)Premier Savings(1)Money Market Savings(1)Minor Savings(1)
Minimum Opening Deposit $100 $500 $1,000 No minimum
Monthly Maintenance Fees $2.00 (fee waived if $100 balance maintained) $5.00 (fee waived if $500 balance maintained) $10.00 (fee waived if $2,500 balance maintained) $0
Interest(3) Variable Rate & APY(3) Variable Rate & APY(3) Variable Tiered Rate & APY(3) Variable Rate & APY(3)
Bank-by-Phone and Online Banking Unlimited Inquiries. (transfers limited by regulations) Unlimited Inquiries. (transfers limited by regulations) Unlimited Inquiries. (transfers limited by regulations) Unlimited Inquiries. (transfers limited by regulations)
ATM Transactions Unlimited ATM transactions at both M&M Bank and MoneyPass® Network(2) ATMs. Unlimited ATM transactions at both M&M Bank and MoneyPass® Network(2) ATMs. Unlimited ATM transactions at both M&M Bank and MoneyPass® Network(2) ATMs. Not applicable.
Passbooks Available Yes Yes N/A Yes
Statements Quarterly Quarterly Monthly Quarterly
Other Benefits     Limited check writing ability.  

(1) Savings accounts are limited transaction accounts. Withdrawals in excess of four (4) per month will result in additional fees.

(2) M&M Bank is a member of the MoneyPass® Surcharge-Free ATM network. Use of a MoneyPass® Network ATM will not result in a fee from M&M Bank, nor the owner of the MoneyPass® ATM.  Transactions at non-participating foreign ATMs may result in a fee from the ATM owner. Look for the MoneyPass® logo for surcharge-free ATM transactions.

(3) Interest Rates and Annual Percentage Yields (APY's) are available upon request or by accessing the Rates Page.

(4) See fee schedule for current charges.

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Customer Service

801 S. Briggs Street, Joliet, IL
Call: 815-740-3280

601 E. Cass Street, Joliet, IL
Call: 815-740-3250

25140 W. Channon Drive, Channahon, IL
Call: 815-467-4386

990 Essington Road, Joliet, IL
Call: 815-729-4040

One Mid America Plaza, Suite 140, Oakbrook Terrace, IL
Call: 630- 575-9700

Tele-Bank
Call: 866-740-4662